COMPANY REFUND POLICY:

All sales are final. Company does not offer refunds. By purchasing you are certifying that you have read and agree to the Terms of Use and Company return policy provided here.

GROUP PROGRAM AGREEMENT

All terms below are essential terms of this Group Program Agreement (the “Agreement”) between you  (“Client”) and TSFP Group LLC dba The School for Psychics (“Coach”) and the services Coach will provide to Client.

Services: Coach will provide Client with the services in Coach’s group program named The Conscious Psychic™ (the “Program”), specifically consisting of five months of group support, beginning on July 8, 2026 (the “Term”), with an emphasis on  psychic development. The Program will specifically include support in the nature of:

live monthly group calls via Circle (60 minutes) and Office Hours support

(all of the above, the “Services”).

Compensation: In exchange for the Services, Client will pay Coach the rate reflected at checkout To the extent Client pays the Compensation in installments, Client authorizes Coach to automatically charge Client’s method of payment monthly until paid in full.Client acknowledges that all payments of Compensation are non-refundable once paid except as specifically stated in this Agreement, will not be subject to chargebacks, and are subject to the terms and conditions below.

The parties will abide by, and agree to and acknowledge, all terms and conditions printed above and continued below.

ADDITIONAL TERMS AND CONDITIONS

1. Services.

a. Modifications. Any modifications to the Services must be in writing and signed by both Coach and Client.

b. Services Excluded. Client understands and acknowledges that Coach is not a doctor, licensed physician, licensed therapist, or other medical professional. Client must check with a licensed healthcare professional of Client’s choice before starting a new health-related regimen.Client understands and acknowledges that Coach is not a licensed attorney or certified professional accountant, and any business-related advice provided by Coach during the term should not be taken as such and should be verified or approved by the appropriate professionals. Any services not specifically listed above, such as one-on-one services, may be subject to additional terms and conditions and/or additional Compensation.

c. Hours of Operation and Scheduling. Coach will, within the best of Coach’s abilities, respond to Client communications as soon as Coach is able to provide a satisfactory response,Mondays, Tuesdays, Wednesdays, Thursdays, Fridays, during the Term. Coach does not generally respond to communications before 10AM or after 3PM in Coach’s time zone.

d. Cost Exclusions. Client is responsible for out-of-pocket costs   -- which are excluded from the Compensation.

2. Compensation.

a. In General. In exchange for Coach’s full performance of the Services, Client must pay Coach in accordance with the Compensation stated above. Once paid, the Compensation is non-refundable except as specifically stated in this Agreement. If Client is not satisfied with the Program after completion, Client must contact Coach directly, and Coach will evaluate next steps (in Coach’s sole discretion).

b. Late Payment; Failure. Payments not made within thirty (30) days of the date on which any portion of the Compensation is due are considered overdue and may result in (a)   Two Percent (2%)  of the amount owed (or the greatest percentage permitted by applicable law; whichever is smaller), and (b) pause of Services and/or ultimate termination of this Agreement. Coach is not required to continue providing Services if Client fails to pay Coach or perform as required by this Agreement. If Coach pauses performance of the Services or terminates this Agreement due to Client’s failure or delay in responding to Coach’s communications, or due to Client’s failure or delay in paying all Compensation owed under this Agreement, Coach will not be liable for any damages that occur because of such suspension or termination.

3. Client Obligations.

a. Client Participation Is Crucial. Client’s own participation is integral to Client’s success with and benefit from the Services. Coach will provide guidance to Client and will perform Coach’s obligations as to the Services, but Client understands and agrees that Client must implement all actions within Client’s control in order to benefit from the Services. Client’s failure to utilize or access any portion of the Services will not be grounds for refund.

b. Client Communications. Client must communicate openly with Coach regarding Client’s goals, comfort levels, and desired outcomes from the Services. Client must respond to Coach communications within a reasonable time frame. If Coach does not receive the communications necessary for the successful performance of the Services after Sixty (60) calendar days, at Coach's election, this Agreement will automatically terminate and will be considered a termination by Client and processed according to Section 4, below. Coach is not responsible or liable for any delay or failure of performance caused either entirely or partially by Client’s delay in performing, or failure to perform, any of Client’s obligations under this Agreement.

c. Interaction with Other Group Members. Since the Services are offered in a group setting, Client may have the opportunity to interact with other individuals in Coach’s program during the Term. Client will always communicate and interact with others in the program with respect, patience, and kindness and Client acknowledges that hateful, harassing, rude, violent, and/or otherwise inappropriate communications (as determined in Coach’s sole discretion) will not be tolerated and will be grounds to immediately terminate Client’s enrollment in the Services, with or without refund, in Coach’s sole discretion.

4. Term and Termination. Client may terminate this Agreement by giving Fourteen (14) calendar days' written notice to Coach. Client may terminate this Agreement prior to the expiration of the Term according to the parameters in this Section but, should that happen, Client will still be responsible for the entire Compensation unless Coach determines otherwise, in Coach’s discretion.

Coach has the option to terminate -- effective immediately -- if Client breaches this Agreement or circumstances make it extremely difficult to continue the coaching relationship with Client.  If Coach terminates the Agreement for cause – including, but not limited to, Client’s breach of this Agreement, Client’s lack of participation in the Services, or Client’s disrespectful or other negative treatment of Coach – termination will be effective immediately once Coach provides notice to Client, and Client will still be responsible for the entire Compensation unless Coach determines otherwise, in Coach’s sole discretion.

If Coach terminates this Agreement due to Coach’s physical and/or emotional inability to provide the Services, Coach will appoint a coach with a similar skillset to perform the Services for the remainder of the Term, and Coach will not refund the compensation.  

All termination permitted by in this Section must be made in writing to the non-terminating party, stating the grounds for termination.

5. Intellectual Property. All trademarks, writings, recordings (whether audio, visual, or audiovisual), presentations, content, handouts, workbooks, worksheets, text, literature, graphic designs, other designs, action plans, and other original, creative works provided by Coach through the Services (the “Intellectual Property”) are Coach’s sole and exclusive intellectual property or the property of Coach’s content suppliers and are protected under applicable copyright, patent, trademark, and other proprietary rights. Client may only use the Intellectual Property as expressly permitted by this Agreement. Any copying, redistribution, use or publication by Client of any such Intellectual Property is prohibited. All Intellectual Property provided to Client throughout the course of the Services is for Client’s personal and non-commercial use, unless otherwise specified. Client may not use any Intellectual Property or any of the Services for any other purpose, including any commercial purpose, without Coach’s prior, specific, written permission. Client may not modify, copy, distribute, display, send, perform, reproduce, publish, license, rework, create derivative works (“knock offs” or “spin offs”) from, transfer, sell or otherwise infringe on any intellectual property rights related to any Intellectual Property. This Section will survive any termination or expiration of this Agreement.

6. Confidentiality

a. Confidential Information in General. All non-public information shared by Client, participants in the Program, and/or non-public information pertaining to the Services is considered “Confidential Information.” No obligation of confidentiality exists with respect to any such information if that information is:

already otherwise known to Coach or any participant or is or becomes freely and generally available to the public through no wrongful act of Coach;

is rightfully received by Coach or any participant from a third party without similar contractual restrictions and without breach of this Agreement;

is approved for release by prior written authorization of Client; or

was ordered to be publicly released by the requirement of a government agency.

b. Coach’s Obligations. Except as otherwise required by law, Coach will keep all Confidential Information provided by Client during performance of the Services confidential. Coach will not disclose such information to any third party without Client’s written consent, except i) as required by law; ii) as is reasonably necessary in order to protect Client and/or any third party from harm; and/or iii) to an applicable request by a court or governmental agencies in connection with any investigation or pending legal matter.

c. E-mail and Messaging Policy. E-mail and other messaging communications may be intercepted, redirected, or read by third parties, including other parties who may have access to Client’s computer system(s), and individuals who are not intended recipients but who have legitimate access to the computer system of the sender or recipient. This may occur without the knowledge of either the sender or the intended recipient. Client acknowledges and accepts the risks that e-mail and direct messaging communications may not always be secure. Unless Client requests Coach to do otherwise, Coach may communicate with Client electronically, including by e-mail or other mutually agreed-upon methods. Client agrees that Coach may rely on the e-mail address provided above until Client notifies Coach otherwise, in writing.

d. Client’s Obligations. Except as otherwise required by law, Client will keep all Confidential Information provided by any other Program participant strictly confidential and will only disclose such information with other current Program participants. Client will not disclose such information to any third party without the affected participant’s written consent, except i) as required by law; or ii) to an applicable request by a court or governmental agencies in connection with any investigation or pending legal matter.

7. Indemnification and Hold Harmless. Client (and Client's heirs or successors-in-interest, as the case may be) will release, indemnify, hold Coach harmless from, and defend Coach against, any damage, liability or expenses (including reasonable attorneys’ fees and costs) incurred as a result of any claim, judgment, damages, liabilities, costs, expenses (including attorneys’ fees), or adjudication against Coach arising from any breach of this Agreement by or from Client’s action or inaction because of, in connection with, or relating to the Services or otherwise arising out of the subject matter of this Agreement, including attorneys’ fees and costs and including any costs of collection for unpaid Compensation.

8. Relationship of the Parties. Coach is an independent contractor for Client, and this Agreement will not be construed as creating an employer/employee agency, partnership or joint venture relationship between Coach and Client. Client acknowledges that there is no legally recognized privilege between a coach and a client in the same way that there exists for a doctor-patient or attorney-client privilege and duty of confidentiality.

9. Limitation of Liability; DISCLAIMER.

COACH MAKES NO GUARANTEES OF OUTCOME, PROFITS, OR GROWTH AS A RESULT OF THE SERVICES. THE MAXIMUM AMOUNT OF LIABILITY FOR WHICH COACH WILL BE RESPONSIBLE UNDER THIS AGREEMENT IS THE ACTUAL, OUT-OF-POCKET DAMAGE DONE TO CLIENT DUE TO COACH’S INTENTIONALLY DAMAGING ACTIONS OR GROSS NEGLIGENCE. COACH (AND/OR ITS OFFICERS, SUBSIDIARIES, OR ASSIGNS) WILL NOT BE LIABLE TO CLIENT OR ANYONE ELSE FOR ANY UNFORESEEABLE DAMAGES ARISING OUT OF THIS AGREEMENT. If, despite the previous sentences, liability is imposed upon Coach, Coach’s responsibility for damage under this Agreement will not exceed the fees actually paid for the Services by Client. Coach will not be liable for any loss or damage resulting from protocols that might affect Client’s physical or mental health. CLIENT IS FULLY AND SOLELY RESPONSIBLE FOR CONSULTING WITH THE MEDICAL PROVIDER OF CLIENT’S CHOOSING BEFORE TAKING ACTIONS THAT MAY IMPACT CLIENT’S MENTAL OR BODILY HEALTH.CLIENT IS FULLY AND SOLELY RESPONSIBLE FOR CONSULTING WITH THE PROFESSIONAL ADVISOR OF CLIENT’S CHOOSING BEFORE TAKING ACTIONS THAT MAY IMPACT CLIENT’S BUSINESS AND/OR FINANCES.

10. Entire Agreement; Binding. This Agreement constitutes the final agreement between Client and Coach and supersedes all prior understandings between them. In entering into this Agreement, neither Client nor Coach has relied upon any statement, representation, warranty, or agreement of the other party except for what is specifically contained in this Agreement.

11. Venue; Jurisdiction; Choice of Law. This Agreement will be construed according to the laws of the State of Kansas for contracts wholly performed and executed in that state, regardless of conflict-of-law considerations. All disputes arising under or related to this Agreement must be submitted first to a mutually agreed-upon mediator in El Dorado, Butler County, Kansas or, if mediation fails, to a court of competent jurisdiction in El Dorado, Butler County, Kansas (or, if no such court exists, a court as close as possible to that location).

12. Severability; Waiver. If any part of this Agreement is determined to be invalid, illegal or unenforceable, the remaining provisions of this Agreement will remain valid, binding, and enforceable. If one party breaches this Agreement and the non-breaching party does not enforce the terms of this Agreement, that waiver of the breach will not affect the non-breaching party's ability to enforce the terms of this Agreement at any time.

13. Assignment. Client may not assign or transfer this Agreement. Coach may assign the Agreement to a successor in interest, such as a company that absorbs all of Coach’s assets.

14. Headings. The headings in this Agreement are for reference only and do not affect the interpretation of this Agreement.

15. Client’s Electronic Acceptance. Execution of this Agreement delivered by your checking the box for electronic acknowledgement on the registration and/or purchase page is deemed to have the same legal effect as delivery of an original, manually signed copy of this Agreement.

16. Coach’s Acceptance. Coach has acknowledged, read, and agreed to this Agreement.

Membership Terms and Conditions

Summary

• Welcome! This bullet-pointed summary is provided for your convenience, but you should absolutely, positively read this entire document because it is a binding agreement.

• These Membership Terms and Conditions supersede and replace all terms and conditions applicable to your relationship with TSFP Group LLC dba The School for Psychics in the above Terms of Service established by Circle.so .

• The goal for the “highlights” under each section below is to provide a plain-English summary of each section but, again, you should read this entire document because summaries and explanations don’t capture every detail.

• By selecting “I agree and consent” and/or by enrolling in TSFP Group LLC dba The School for Psychics’s program known as The School for Psychics™ Digital Campus (the “Program”) you are indicating that you have read and agree to these Membership Terms and Conditions (the “Agreement”).

• The Program was created to provide a supportive, structured community space where individuals exploring spirituality, psychic development, and intuitive gifts can learn, connect, and grow alongside others who share a similar path - in an environment that normalizes these experiences and treats them with the seriousness, rigor, and respect they deserve (the “Program Objective”).

• By proceeding, you understand completely what is (and is not) included in the Program.

• You can’t, and won’t, copy, display, redistribute, or otherwise exploit or monetize any content found during your use of the Program except for your own personal use and work on the Program Objective. This means (and we mean this in the kindest way possible…) you cannot share screen shots, videos, or other media showing any part of the Program publicly (online or otherwise), with friends or colleagues, or anywhere else.

• There is a group component to the Program. Be courteous and use your best judgment.

• Hateful, harassing, violent, and/or otherwise unlawful or disruptive communications (as determined in our sole discretion) will not be tolerated and will be grounds to block you from any group components or otherwise immediately terminate your enrollment in the Program without refund.

• Results vary and are not guaranteed. Your participation in the Program is critical to your own success and satisfaction!

If you violate this Agreement, your access to the Program may be revoked or terminated, with or without warning.

Highlights: These bullet points are a summary of what you can find in this Membership Agreement. But, know that it’s just a summary. You should absolutely read the entire Agreement, because you are bound to it by becoming a member.

Additional Terms and Conditions

These Membership Terms and Conditions serve as a binding agreement between you and TSFP Group LLC dba The School for Psychics (“Company” or “we”). In exchange for the promises made between you and Company, Company agrees to provide certain specific services, encompassed into the Program, and you agree to all terms laid out in this Agreement as a condition of your enrollment and participation in the Program.

Highlights: This is where we get into the meat of what this agreement (the Membership Terms and Conditions) is all about.

1. WHAT’S INCLUDED

In exchange for a yearly fee in the amount of Four Hundred and Forty-four Dollars ($444 USD), or an automatic, recurring fee in the amount of Forty-four Dollars ($44USD) per month, (the “Membership Fee”), Company will provide the following as part of the Program:

Access to The School for Psychics™ Campus community on Circle (web and mobile)
The Welcome Hall - community introduction space
The Quad - open community chat space
The Bulletin Board - practitioner and service provider referral space
The Barter Board - service trade and energy exchange space
Guest Lectures (monthly live virtual workshops with guest speakers - replays included)
Quarterly Campus Events (live virtual events hosted by The School for Psychics™)
Electives (quarterly self-paced mini-courses)
Campus Calendar with personal calendar sync.

Enrolling in the Program provides you access to these services on a month-to-month basis or for one calendar year depending on the billing frequency you selected. Your access to the Program and any Program Materials is all subject to the terms of this Agreement. For purposes of this Agreement, “Program Materials” means all documents and other files, including templates, recordings (whether audio, visual, or audiovisual), worksheets, workbooks, guides, presentations, courses, content, slide shows, writings, text, literature, graphic designs, other designs, action plans, contracts, detailed instructions, and all other materials created or provided by Company in the course of providing the Program.

Highlights: This is a description of the services included in your membership. Your access to the Program Materials (which is defined in this section) is subject to the terms of this Agreement.

2. FEES AND PAYMENT; CANCELLATION; REFUND POLICY

Once you enroll in the Program, you agree that we may automatically charge your payment method on file on a monthly basis or yearly basis (depending on your payment selection) until cancelled. From time to time, the Fees for the Program may change (only with advance notice to you). This Agreement applies to all future prices, regardless of whether this document is updated to reflect those prices.

If for any reason you wish to cancel your enrollment in the Program, you may cancel at any time. Cancellation will not refund any payments made as of the date you submit your cancellation request.  No refunds will be issued for this program, and that includes refunds for any partial month or months prior to your cancellation.

Highlights: You understand that the membership involves a recurring fee and you will be charged accordingly. This section describes how cancellations and refunds are processed.

3. MEMBERSHIP ELIGIBILITY

In order to become a member of the Program, you must:

• Be at least eighteen years of age.

• Be a United States resident and/or have a business based in the United States.

• Be legally competent to enter into a binding agreement. and

• Enroll during a permitted enrollment period.

Company retains the right to reject or eject any member for any reason whatsoever. You may have the option to create an account. If you create an account, you must provide and maintain true, accurate, current, and complete information about yourself in the registration process. You are prohibited from impersonating any person or entity or misrepresenting your identity or affiliation with any person or entity, including using another person’s username, password or other account information, or another person’s name, likeness, voice, image or photograph. You must promptly notify Company with any questions or concerns of any unauthorized use of your username, password, other account information, or any other breach of security that you become aware of involving or relating to the Program.

Highlights: You must meet these eligibility requirements in order to become a member.

4. MEMBER’S PARTICIPATION REQUIRED FOR RESULTS

Your own participation is integral to your success and enjoyment of the Program. Company will help to guide you and will perform its obligations as to the services included in the Program, but you understand and agree that you must take all actions necessary in order to benefit from the Program. You also understand that prior results by others do not guarantee a similar outcome for you, due to many factors such as your own participation and other circumstances outside of Company's control.

Highlights: You won’t see results from this membership unless you show up as necessary.

5. INTELLECTUAL PROPERTY

All Program Materials are the sole and exclusive property of Company and/or its licensors, and are protected under applicable copyright, trademark, and other proprietary rights. You may only use the Program Materials as expressly permitted by this Agreement. You may use the Program Materials solely in connection with your own personal use and/or in connection with the internal development of your own business. Replication or any other use of the Program Materials for your own commercial benefit or profit is strictly prohibited. Unauthorized copying, distribution, publication, modification, other use, or making available any Program Materials (or portion of the Program Materials) for use or viewing by others – for example, sharing Program Materials on social media, the internet, with friends or colleagues for their use or manipulation, or allowing a non-member access to the Program Materials – is also strictly prohibited. You may not modify, copy, distribute, display, send, perform, reproduce, publish, license, create derivative works (or “knock off” or “spin-off” works) from -- or transfer, sell or otherwise exploit or infringe on -- any portion of the Program, or on any intellectual property rights related to any Program Materials, or any products, or services obtained from or otherwise transmitted through the Program. Nothing in this Agreement should be interpreted as granting any license or right for you to use any Program Materials or other intellectual property belonging to Company without Company’s express written permission. To be clear, Program Materials are not for resale or distribution in your own community, membership, course, business offer or product unless we specifically state otherwise, in writing. Any violation of this Section will be grounds for termination, with or without notice, and all other available legal action.

Highlights: You don’t own any part of the Program Materials, and you can only access and use the Program Materials according to the terms of this Agreement. No sharing the Program Materials with anyone outside of the Program. No copying or otherwise using the Program Materials except for your own personal use.

6. COMPLIANCE WITH LAWS AND PROHIBITED USES.

You will comply with all applicable laws regarding your use of the Program. You assume all knowledge of applicable law and are responsible for compliance with all such laws. You are prohibited from using the Program in any way that violates applicable state, federal, or international laws, regulations, or other government requirements. You are also prohibited from:

• Sharing your username and/or password with any other user or any third-party;

• Crossing appropriate boundaries – either with Company or with other users of the Program – (where appropriateness will be determined by Company in its sole discretion) e.g., unsolicited tagging, spamming, or aggressive sales-focused communication or contact with other members (or Company) in connection with your business endeavors, offers, or otherwise (aka slimey sales stuff!);

• Using the Program for any commercial purpose or for the benefit of any third party, including, but not limited to, permitting unauthorized access to the Program, Program Materials, or any related content or selling any Program Materials or distributing or allowing access to the Program Materials to any third party;

• Posting or transmitting material through the Program that violates or infringes in any way on the rights of others, including, without limitation, any copyright, trademark, patent, trade secret, moral right or other intellectual property right, right to privacy, right of publicity, or personal, contractual, proprietary or other third-party right of Company or any other person or entity;

• Posting or transmitting material through the Program that impersonates another or is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane, pornographic, lewd, filthy, excessively violent, harassing, racist, or otherwise objectionable;

• Posting or transmitting material through the Program that encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law or regulation;

• Posting or transmitting material through the Program that is an advertisement for goods or services or a solicitation of funds without permission from Company and/or its agents;

• Posting or transmitting material through the Program that includes private, personal information such as messages that identify phone numbers, social security numbers, account numbers, addresses, or employer references;

• Posting or transmitting material through the Program that contains a formula, instruction, or advice that could cause harm or injury;

• Posting or transmitting material through the Program where the use of that material by Company would result in Company having any obligation or liability to any party; or

• Posting or transmitting material through the Program that could be used to facilitate mail abuse or unsolicited email of any type (spam).

Company reserves the right to refuse service, terminate membership, revoke access or otherwise take action against you for violation of this Section or any terms of this Agreement.

Highlights: You absolutely positively can’t use the Program to do these things.

7. DISCLAIMER

The Program is for educational purposes only. No content located on or accessed through the Program is intended to, nor does it constitute legal, professional, financial, tax, medical, or healthcare advice or diagnosis, and may not be used for such purposes. RESULTS VARY. COMPANY DOES NOT GUARANTEE ANY RESULTS FROM THE PROGRAM. IT IS IMPOSSIBLE FOR US TO GUARANTEE THESE THINGS, SO WE MAKE NO WARRANTY (PROMISE) THAT 1) THE PROGRAM WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, 2) THE PROGRAM, AND ANY CONTENT PROVIDED IN THE PROGRAM, WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, 3) ANY ERRORS IN SOFTWARE WE UTILIZED WILL BE CORRECTED, OR 4) YOU WILL BE ABLE TO ACCESS THE PLATFORM(S) ON WHICH THE PROGRAM IS MADE AVAILABLE. It is your responsibility to evaluate the accuracy, timeliness, completeness, or usefulness of the Program or any materials located within the Program.

Highlights: Results aren’t guaranteed, and we make no warranties or guarantees regarding the Program or any specific results.

8. LIMITATION OF LIABILITY

COMPANY WILL NEVER BE LIABLE TO YOU FOR ANY UNFORESEEABLE DAMAGES THAT OCCUR IN CONNECTION WITH THIS AGREEMENT OR THE PROGRAM. IF LIABILITY IS IMPOSED ON COMPANY, THE MAXIMUM WE WILL BE RESPONSIBLE FOR IS THE FEE PAID BY YOU IN EXCHANGE FOR ACCESS TO THE PROGRAM. You may have additional rights under certain laws (including consumer laws) which do not allow the exclusion of implied warranties, or the exclusion or limitation of certain damages. If these laws apply to you, the exclusions or limitations in this Agreement that directly conflict with such laws may not apply to you.

Highlights: Company disclaims all liability in connection with the Program. If Company is found liable regardless of this disclaimer, the maximum we’ll be obligated to pay is the total Membership Fee you paid as of the date your issue or claim against us arose.

9. PUBLIC FORUMS AND OTHERS’ CONTENT

Public forums or group spaces may be available through the Program (referred to as “Public Forums”). You should be aware that ANY information you post in a Public Forum could be read, collected or used by other users. Company is not responsible for the identifiable information you choose to submit in Public Forums. You are and will remain solely responsible for the content you post on these forums and for the consequences of submitting and posting such things. You should be skeptical about information provided by others, and you acknowledge that the use of any content posted or transmitted by others in the Program (whether in a Public Forum or otherwise) is at your own risk. Company does not warrant the accuracy or timeliness of any information in Public Forums. You must use common sense when it comes to disclosing privileged or confidential information in any group setting and refrain from posting or divulging such information.

Highlights: Use common sense in public forums that might be available as part of the Program. (This means refraining from posting sensitive information, etc.)

10. USER CONTENT

You warrant and represent (aka promise) that all content added to any forums or submitted to us by you (or at your request) including, without limitation, messages, documents, files, images, designs, photos, comments, videos, information, and/or other materials (“User Content”) does not infringe the rights of any third party. By adding, sharing, or uploading User Content during the Program, you warrant and represent that you own or have the necessary permissions to use the User Content in that way. Company is not responsible or liable for any User Content accessible through the Program or any forum or community offered in connection with the Program. User Content does not express Company’s views. Company has the right, but not the obligation, to monitor User Content but does not guarantee that it will edit or delete User Content. Company reserves the right to reveal your identity (or whatever information Company knows about you) if a complaint or legal action arises from your behavior or any User Content submitted or transmitted by you through the Program or any related forum or community. Company is not responsible for the accuracy of any User Content and you -- and not Company -- are solely responsible for any User Content you post, upload, or access. Company provides this Program for entertainment, informational, and educational purposes only. You may not rely on any information and opinions expressed through the Program for any other purpose.

By posting or uploading User Content through this Program, you grant Company permission to use the User Content in connection with the Program. By submitting User Content, you also grant Company the right, but not the obligation, to use your biographical information, including, without limitation, your name and geographical location, in connection with broadcast, print, online, or other use or publication of your User Content solely in connection with promoting the Program. Regardless, you waive all claims you may now or later have in any jurisdiction to so-called “moral rights” with respect to the User Content.

Highlights: You control all content that you add or upload through the Program and make certain promises with regard to that content. Company isn’t responsible for any User Content, and you shouldn’t rely on any User Content. We don’t own User Content, but we have a license to use any User Content in connection with the Program.

11. MODIFICATION/SUSPENSION OF THE PROGRAM.

Company reserves the right at any time to modify or suspend, temporarily or permanently, the Program or any part of the Program -- including, but not limited to, adjusting the services included, limiting participation, and/or closing membership -- with or without notice. In the event of a suspension of the Program, Company will issue an applicable pro-rated refund. Company will not be liable to you for any modification, suspension or discontinuance of the Program or any service except as specifically stated in this Agreement.

Highlights: Company can change, suspend, or end the Program under these terms.

12. TERMINATION

You may terminate your participation in the Program at any time by notifying [email protected] in writing of your desire to do so. Any termination does not relieve you of the obligation to pay Membership Fees described in this Agreement incurred through the date of termination. We may terminate your access to any part of the Program at any time if you are disruptive or if you violate this Agreement (as determined in our discretion) and you will not receive a refund or prorated refund of any kind if such termination becomes necessary.

Highlights: Here is how to terminate your membership in the Program. Membership Fees that you agreed to still apply.

13. FORCE MAJEURE

If circumstances beyond your control or Company’s control make performance of the services included in the Program impossible – including, but not limited to, medical emergency, fire, flood, tornado or other act of weather, riot, war, and/or insurrection – all of Company’s obligations under this Agreement will be suspended until Company may, in Company’s discretion, safely resume performance of the Program.

Highlights: Here is what happens when circumstances beyond anyone’s control strike.

14. SEVERABILITY

If any part of this Agreement is determined to be invalid, illegal or unenforceable, the remaining provisions of this Agreement will remain valid, binding, and enforceable.

Highlights: If any part of this Agreement is stricken or unenforceable, the rest of this Agreement won’t be affected.

15. WAIVER

Company’s failure to insist on or enforce any provision of this Agreement will not be construed as, and does not constitute, a waiver of any other provision or right, or of any subsequent breach.

Highlights: By waiving one breach of this Agreement, we’re not waiving subsequent breaches.

16. ASSIGNMENT

Company may assign this Agreement to a successor-in-interest. You may not. Any other assignment or attempted assignment made by you or Company will be deemed void.

Highlights: You can’t assign your part in this Agreement.

17. APPLICABLE LAW; VENUE.

The laws of the state of Kansas, without regard to conflicts of laws principles, will govern this Agreement and any dispute that may arise between you and Company or its agents or affiliates. Any and all disputes arising under or related to this Agreement must be settled in a court of competent jurisdiction in (or, if no such court exists, as close as possible to) El Dorado, Butler County, Kansas.

Highlights: Here are the state’s laws that apply and the geographic location where any disputes must be brought.

18. INDEMNIFICATION.

You will indemnify, defend and hold harmless Company and its affiliates, employees, agents and independent contractors for any injury, property damage, liability, claim or other cause of action arising out of or related to your material breach of this Agreement. You will cooperate as fully as reasonably required in the defense of any claim. Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you will not, under any circumstances, settle any such matter without Company’s written consent. Indemnification for purposes of this Agreement will include attorneys’ fees and costs Company incurs as a result of your breach.

Highlights: If Company suffers damage or is on the receiving end of any claim, lawsuit, etc. in connection with your breach of this Agreement or in connection with the Program, you are financially responsible for all of that damage.

19. COMMUNICATION.

By enrolling in the Program, you consent to receive notices, updates, and other communications from us via email. You may unsubscribe from these notices, but know that by unsubscribing, you may not receive crucial updates to the Program and/or Program Materials. We handle all personal information according to the terms of our Privacy Policy (available at https://theschoolforpsychics.com/privacy).

Highlights: After you enroll in the Program, we’re going to email you. (You can unsubscribe.)

20.  ENTIRE AGREEMENT; ADDITIONAL MISC. TERMS.

The headings and summaries in this Agreement are for reference only and do not affect the interpretation of this Agreement. This Agreement, along with the Summary first listed above, the “Highlight” comments below each section, and the Terms of Use and Privacy Policy (at https://theschoolforpsychics.com/privacy), constitute the entire agreement between you and Company regarding the Program and supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Company with respect to the Program. To the extent the terms in the body of this Agreement conflict or contrast with the Summary at the beginning of this Agreement or any Highlight, the full provisions in the body of the Agreement will govern interpretation of this Agreement. Regardless, you may also be subject to additional terms and conditions, posted policies, guidelines, or rules that may apply when you use the Program. Company may revise this Agreement at any time by updating it and posting it on the Program website, but not without first notifying you. Your continued use of the Program after being notified of any changes that have been made to the Agreement signifies and confirms your acceptance of any such changes or amendments to this Agreement.

By enrolling in the Program, you agree that you understand and have thoroughly reviewed this Agreement before signing it, or that you have had ample opportunity to review it and have it fully explained to you.

If you have any questions regarding this Agreement, please contact Company at [email protected].

Highlights: This Agreement supersedes any other agreements between you and Company regarding the Program. Company might update this Agreement, but you will be notified if that happens.